Steps

Place the refried beans in a small saucepan with a splash of water. Heat gently on the stove until hot and creamy. Add salt, pepper, and whatever other spices you like such as chili powder, paprika, garlic powder, and cumin to taste

Warm the tortilla on a dry pan for 20s on both sides to make it more pliable

Lay the warm tortilla flat. Sprinkle the cheese evenly over the beans. Spread the hot beans over the cheese. Fold in the sides, then roll up from the bottom to enclose the filling.

Enjoy hot, with salsa, hot sauce, sour cream, or guacamole on the side if you wish